Terms of Service
The rules and expectations that govern your use of UpStart Cash — written in plain language, wherever possible.
Quick Summary
- You must be 18+, a U.S. resident, and provide accurate information to use our Services.
- We are not a bank — any offer is subject to verification, and full terms are disclosed before you accept anything.
- By giving us your phone number and email, you agree to receive related calls, texts, and emails (reply STOP to opt out of SMS).
- Submitting an application never guarantees approval or funding.
1 Agreement to Terms
By accessing or using the UpStart Cash website or services ("Services"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Services.
2 Description of Services
UpStart Cash helps applicants explore short-term cash funding options. We are not a bank. Any offer you receive is subject to verification, and approval, amounts, and timing are not guaranteed. Full terms of any specific offer will be disclosed to you before you are asked to accept it.
3 Eligibility
You must be at least 18 years old and a legal resident of the United States to use the Services. You represent that all information you provide is accurate and that you have the legal right to enter into an agreement with us.
4 Communications Consent
By providing your phone number and email address, you consent to receive calls, SMS text messages, and emails from UpStart Cash related to your application and account, including automated messages. Message and data rates may apply.
5 Your Responsibilities
You agree not to misuse the Services, provide false information, attempt unauthorized access to our systems, or use the Services for any unlawful purpose.
6 Fees and Repayment
Any fees, repayment schedule, and total cost associated with a funding offer will be presented to you in writing before you accept. You are responsible for reviewing these terms carefully before agreeing.
7 No Guarantee
Submitting an application does not guarantee approval or funding. We reserve the right to decline any application at our discretion.
8 Limitation of Liability
To the maximum extent permitted by law, UpStart Cash is not liable for any indirect, incidental, or consequential damages arising from your use of the Services.
9 Changes to These Terms
We may update these Terms from time to time. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.
10 Contact Us
Questions about these Terms? Reach us through our Contact page or live chat.
This page is a general template and should be reviewed by a qualified attorney before public launch to ensure it fully reflects UpStart Cash's actual business practices and applicable state/federal requirements.