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Customer Reviews

Don't just take our word for it

UpStart Cash has helped thousands of customers get funded quickly and transparently. Hear from real people who got the help they needed.

3725+Verified Reviews
4.8/5Average Rating
MA
Matthew
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"I needed money for rent and my credit wasn't going to help me anywhere else. They took the first installment as a deposit, then deposited my loan immediately. Painless."

Aug 31, 2026
AS
Ashley
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"I was upfront about my low credit score and they were upfront with me too. No hidden fee, just the first installment paid ahead of time, then boom β€” the loan was in my account right after."

Aug 31, 2026
ME
Megan
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"My credit score is under 600 so I figured I was out of luck. Instant Loan America just needed the first installment as a deposit and then deposited my loan automatically within the hour."

Aug 31, 2026
DA
Daniel
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"Was worried my credit score would be a dealbreaker. It wasn't. Paid the first installment like a deposit and had the rest of the loan in my account minutes later."

Aug 31, 2026
WH
Whitney
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"I was worried my credit score would disqualify me but they just needed the first installment paid upfront as a deposit. The loan deposited automatically right after, no delays at all."

Aug 31, 2026
VA
Vanessa
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"I needed help after an unexpected vet bill. My credit isn't great but Instant Loan America approved me, took the first installment as a deposit, and deposited my loan automatically right after."

Aug 30, 2026
BR
Brittany
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"They were honest that because of my credit score they needed the first installment paid first. Once I did, the loan showed up in my account automatically that same day."

Aug 30, 2026
BR
Brian
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"Car needed transmission work and I couldn't wait. My credit isn't great but Instant Loan America still approved me β€” paid the first installment first and the loan deposited right after, fast."

Aug 30, 2026
LA
Lauren
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"I appreciated the transparency. It's not an upfront fee, it's your first installment counted toward the loan. Paid it and had my funds deposited automatically that same day."

Aug 30, 2026

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